Plain-language guides to crypto capital gains and staking tax in the US and UK — researched from IRS.gov and GOV.UK, updated as rules change.
How crypto disposals are taxed under IRS and HMRC rules — current rates, the £3,000 UK allowance most guides forget, and worked examples.
USA · UK · StakingStaking income is taxed differently from capital gains. Here's exactly how IRS and HMRC treat your rewards — including the dual-taxation trap most stakers miss.
Calculator GuideA complete walkthrough of every input field, tax rate option, and result metric — so you know exactly what the numbers mean.
USA · UK · SwapsSwapping ETH for SOL feels like a portfolio move — but the IRS and HMRC treat it as a taxable sale. How swap tax is calculated in both countries.
USA · Tax StrategyThe wash sale rule doesn't apply to crypto — yet. How to turn a portfolio dip into real tax savings, the $3,000 rule, and the Bitcoin ETF trap to avoid.
USA · Capital GainsOne extra day of holding can cut your rate from 37% to 15%. The exact 2026 IRS brackets, the 366-day rule, NIIT, and the 2026 wallet-by-wallet tracking change explained.
USA · Cost BasisHIFO and LIFO are not standalone IRS methods — they are Specific ID strategies. The method you choose can change your tax bill by thousands on identical trades. With worked example.
USA · UK · Wash SaleUS: not yet — but the IRS has already built the Box 1i infrastructure on Form 1099-DA. UK: HMRC's 30-day rule applies right now. Full picture with strategy for both countries.
UK · HMRC · StakingHMRC's two-layer framework — income tax on receipt, CGT on disposal. Covers auto-compounding, liquid staking (stETH/rETH), validator slashing, and exactly where to report on Self Assessment.
USA · UK · AllowancesThe US 0% bracket ($49,450 single), UK £3,000 AEA, £12,570 personal allowance, £1,000 trading allowance — every threshold confirmed, with strategies to use them before they expire.
USA · UK · NFT TaxThe IRS may tax your art NFT at 28% instead of 15% — the collectibles rate explained. Plus HMRC's simpler UK approach, the hidden ETH disposal when buying NFTs, and creator rules.